I've had two moving infractions in the last two years but, if you look at my record, it's perfect and clean!
- The first was for making a right turn at 4:12 p.m. on a street where right turns were banned between 4 p.m. and 6 p.m.
- The second was for texting while driving. (Actually, I wasn't texting, I was reading CNBC on my phone. But whatever.)
In both cases I got a lawyer who negotiated a plea deal where I'd plead no contest if the prosecutor agreed to drop the charges and file charges against me for not wearing a seat belt instead. (I was wearing a seat belt but a ticket for not wearing a seat belt is not a moving infraction so doesn't impact insurance rates.) I also had to do a $50 seatbelt awareness course which was one hour. But you can do it online and the quiz is just common sense so I clicked through it and finished it in like 5 minutes.
All told, with the lawyer and seatbelt school, the two times combined cost me about $400 more than if I had just paid the two tickets. However, that's probably the same amount I'd be out amortized over a year with increased insurance rates had I just paid the tickets. And, over two years, then the savings really start to pile up.
Posted: Sat Jan 29, 2022 1:30 pm